Medicare Advantage and Medicare Supplement are two different types of private health insurance plans that are designed to supplement the benefits provided by Original Medicare, which includes Part A (hospital insurance) and Part B (medical insurance).

Medicare Advantage, also known as Medicare Part C, is an all-in-one alternative to Original Medicare. These plans are offered by private insurance companies and are required to provide at least the same level of coverage as Original Medicare, but often provide additional benefits such as prescription drug coverage, vision, dental, and hearing coverage, and gym memberships. Medicare Advantage plans typically have lower out-of-pocket costs than Original Medicare, but may have more restrictions on which doctors and hospitals you can use.

On the other hand, Medicare Supplement, also known as Medigap, is a private insurance policy that helps pay for some of the out-of-pocket costs that come with Original Medicare, such as deductibles, coinsurance, and copayments. Medicare Supplement plans are standardized and sold by private insurance companies, but the benefits are the same no matter which company you buy from. Unlike Medicare Advantage, Medicare Supplement plans do not typically include prescription drug coverage or other additional benefits.

In summary, Medicare Advantage is an all-in-one alternative to Original Medicare that often includes additional benefits, while Medicare Supplement is a private insurance policy that helps pay for out-of-pocket costs associated with Original Medicare. The best option for you depends on your individual needs and preferences, so it's important to do your research and compare the different plans available in your area.

Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.  For personalized service, call Liz Peraza at 702-827-4013