MEDICARE PARTS A, B, C AND D
Medicare is a government-funded health insurance program in the United States that provides coverage to people over the age of 65, as well as those with certain disabilities and medical conditions. There are several parts of Medicare that cover different types of healthcare services. Here's a brief explanation of each part:
Part A (Hospital Insurance): Part A covers inpatient hospital care, hospice care, skilled nursing facility care, and home health care. Most people don't have to pay a premium for Part A because they paid Medicare taxes while working.
Part B (Medical Insurance): Part B covers doctor visits, outpatient care, preventive services, and some medical equipment. There is a monthly premium for Part B, and the amount varies based on your income.
Part C (Medicare Advantage): Part C is an alternative to Original Medicare (Part A and Part B) and is offered by private insurance companies. Medicare Advantage plans may include benefits above and beyond those of Original Medicare..
Part D (Prescription Drug Coverage): Part D is prescription drug coverage that can be added to Original Medicare (Part A and Part B) or a Medicare Advantage plan. It is also offered by private insurance companies and helps to pay for the cost of prescription drugs.
Medigap (Supplemental Insurance): Medigap is supplemental insurance that can be added to Original Medicare to help pay for out-of-pocket costs such as deductibles, copayments, and coinsurance. It is also offered by private insurance companies.
Overall, Medicare provides comprehensive coverage for a wide range of healthcare services, but the specific benefits and costs depend on which parts you are enrolled in and which supplemental insurance options you choose.
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We do not offer every plan available in your area. Any
information we provide is limited to those plans we do offer in
your area. Please contact Medicare.gov or 1-800-MEDICARE to
get information on all of your options.